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Molina Healthcare

Molina Healthcare

www.molinahealthcare.com
What is your customer experience with Molina Healthcare?

Molina Healthcare Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

Based on reviews, created with AI
Rating Distribution

Molina Healthcare has a 1.5 star rating from 292 reviews; consumers are mostly dissatisfied while 75% would likely recommend. Reviews flag high price level and major problems with reliability, exchange, refunds and cancellation policy.

Positive Feedback

Some customers report inexpensive plans and a few caring, helpful representatives and positive individual experiences noted in Molina Healthcare reviews.

Negative Feedback / Risk Areas

  • Outdated provider lists and scarce in-network doctors are repeatedly reported (Molina Healthcare customer complaints).
  • Extremely long hold times and unresponsive customer service.
  • Denied claims, billing errors and delayed refunds.
  • Authorization and coverage denials that block needed treatments.

Key Takeaways for Future Customers

  • Verify in-network providers before enrollment and confirm authorizations.
  • Expect long waits for member services and persistent billing issues; set up auto pay cautiously.
  • Document calls and escalate to state regulators if claims or refunds are unresolved.
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Media from reviews

Molina Healthcare - Idiot Customer Service Reps
Molina Healthcare - Idiot Customer Service Reps - Image 2Molina Healthcare - Idiot Customer Service Reps - Image 3Molina Healthcare - They have been so good to me, many, many times over.Molina Healthcare - I’m STILL on the phoneMolina Healthcare - Terrible phone serviceMolina Healthcare - Horrible, Incompetent, ridiculous
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Memory L Bim

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Canyon Lake, California

Providers

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On Saturday, January 10, 2026, I called the 24/7 nurse for a growing lump under the skin on my lower calf. The nurse could not diagnose it, but I was told to definitely see a doctor within 3 days.

Not an emergency...yet. Today, Monday, January 12, 2026, I called my PCP and was told he moved to Northern California. I reside in Southern California. Great, not...

I called member services on the back of my card, 888-858-****. I explained the issue to the operator several times, who was difficult to understand. She kept repeating that my PCP has moved, and she stated she would call him and make an appointment. Finally, I waited for her to find out for herself by calling him.

She returned 10 minutes later to let me know he has moved and is no longer within the network. She then continued to look for a PCP in the network and could not find one within 25 miles. The provider list is so outdated that it took her 3 hours and 2 minutes before giving up to go to lunch. She followed by saying she would continue to look and then call me when she finds one.

I am not hopeful she will. Question: if I have to resort to going to the emergency room, will Molina cover the cost since a doctor in the network is unable to see me? I am very frustrated and in pain.

Please contact me with a speedy response and solution. Thank you.

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Pros:
  • Tbh i wish i knew of any
Cons:
  • Many providers have discontinued with molina
  • Customer service agents have super thick accents
  • Customer service agents have no sense of urgency

Preferred solution: If unable to see a doctor this week, would Molina pay for emergency at $150?

User's recommendation: Terrible organization. Outdated provider list; incorrect information. Even the operators could not find a provider within 25+ miles. I live 4 miles to the nearest hospital

Geraldine A Tig

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

SCAM!!!

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Updated by user Oct 24, 2025

The customers I provide mental health services for may be insured with Molina Healthcare.

Original review Oct 23, 2025
I applied and was awarded a contract as a mental health provider with Molina Healthcare in December 2023. In September 2025, I submitted claims to this company for the mental health services provided to their customers with no response regarding a payment.

When I contacted them regarding my submitted claims, I was first told by the customer service representative that they had not received my claims via electronic billing, and she suggested that I use paper billing. After speaking with a supervisor, she found the claims and stated that they were rejected and Availity was the culprit in that they were supposed to mail me a rejection. I contacted Availity and was informed that everything was correct with my claims and they had not received a rejection from Molina Healthcare to notify me.

Thus, Molina Healthcare is an insurance company that is trying to scam me, as a provider for them, and not pay what is due to me for my services. I am totally disappointed in their unprofessionalism and lack of upholding their end of our contract!
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Loss:
$1000
Cons:
  • Do not pay providers without belaboring the process

Preferred solution: Payment for services rendered to customers.

User's recommendation: I recommend that providers/customers contact the heads of the state to end their contract.

Anonymous
map-marker Oak Harbor, Washington

Because 0 isn't available as an option

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It is nearly impossible to get ahold of customer service. They take several months for claims and don't cover most providers. It is extremely difficult to get coverage for most providers.

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User's recommendation: Find another insurance company!

Jahaad Avp

Unwilling to fix a issue

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Somehow I got signed up for Molina insurance with out ever requesting to be signed up for it and they are completely unwilling to cancel the policy or figure out why I was given the insurance in the first place. Absolutely horrible customer service

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Modestine Rwr

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Verified Reviewer

Coverage verification

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What happened is a nightmare first off my policy was canceled January 31 for non payment of premium they said I owed. 79 cents which makes no sense I have never had a premium and if I did why just79 cents but OK I reapplied thru the market place and was told my insurance would resume February 1 well that didn't happen so I reapplied in February 2 times because molina says they don't have anything from the market place but when contact them they tell me I'm covered so I play the same game in Mar with the same results market place says I'm insured and have sent the proper forms some how molina knows I have been calling for the same issue since February 1 but still can't find my application and here it is April and the same thing absolutely mind boggling but according to molina now I had insurance but it was canceled in March that is a complete lie I have been paying for my scripts since February I have even been on 3way calls with market place and molina I'm beyond pissed no I would not wish this experience on anyone

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Tylene D

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Verified Reviewer

HORRIBLE CUSTOMER SERVICE 16 phone calls to get one change made

So, after waiting three months for a card to be sent to me, the PCP that was assigned to me's phone number was wrong. Some oncologist office number.

So, I researched this PCP's real phone number and they yes are accepting new customers. but the next appointment is in THREE months! So, i call Molina, who tells me to call Medi-cal, who tells me to call Molina, who tells me to call the state ombudsman,. 16 phone calls later...

really??? this is how a health insurance company treats sick people. Insane. I had LA CARE last time I needed EDD, and they were awesome.

The problem is that Doctors quit using LA CARE For some reason and all moved to Molina. WHY???

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Preferred solution: Apology

Anonymous
map-marker Seattle, Washington

I HAVE BEEN WAITING 4 MONTHS JUST TO GET AN APPOINTMENT FOR CANCER BECAUSE ONLY 3 DOCTORS ARE ON THEIR LIST AUTHORIZED

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Do not use Molina Healthcare as your provider. They do not provide any services. I had a skin deformity, and I tried to get an authorization to go to the doctor to check this out. The Doctor I requested was on the Washington Health Finder list when I chose Molina. But when I made the appointment, this Doctor was not on the list. So, I called Molina and asked for a list of the Doctors who I could see, all 3 are from UW medicine. I called to make an appointment August 7th. UW said I needed to get a referral, and I said I pay $1,100.00 a month not to have to get a referral. They said they require one. So, I called my primary physician and he sent them a referral. I called UW again, and asked to make an appointment. They said they hadn't reviewed by request and would call me when I could make an appointment, and after I make one they will make the appointment in about 6 months,

I did not want to wait that long, so I called the Dermatologist I had gone to for years and asked pay out of pocket to have this skin deformity looked at. It was a good idea to do so because it was cancer. The doctor had biopsied it, and it was cancer, and she removed the rest of the cancer. It is now November 25, 2024, the cancer was removed August 12, 2024. I am now waiting on hold with UW medicine, it has been 30 minutes, to find out about my appointment. This is wrong.

I since that time heard something tear in my arm when I picked up my dog. After weeks of the pain not going away I went to my primary care physician, and he said I had tennis elbow, and gave me a brace and said if the pain didn't go away in a month to contact him. It did not go away, so I saw him on November 22nd. He gave me a prescription for and ex-ray, and MRI. They authorized the Ex-Ray, but not the MRI. Ex-Rays do not show soft tissue, tendons, only bones. The radiology department where I had made the appointment for the MRI called and said they had to cancel the appointment since it was denied by Molina. So, I called Molina, they put me on hold, and then on hold again, this was over a half an hour on hold, only to tell that I could go through their appeal process which takes 45 days. *** Molina. I have signed up with another healthcare company for 2025, because Molina is a horrible company which provides no service whatsoever, they just steal your money and say whatever your doctor prescribes is not needed.

Do not sign up for Molina Healthcare!

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Shantel B Wbz

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Verified Reviewer
| map-marker Kalamazoo, Michigan

Bradley

So far am comfortable with getting th o know the insurance.I have not use the insurance yet-none of it futures.Maybe in four months or so I be able to use some of it's benefits and see how I like it

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Donald R Gja

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Verified Reviewer

Idiot Customer Service Reps

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Molina Healthcare - Idiot Customer Service Reps
Molina Healthcare - Idiot Customer Service Reps - Image 2
Molina Healthcare - Idiot Customer Service Reps - Image 3
Original review updated Mar 14, 2024

As you read this, please keep in mind that the CEO of Molina Healthcare makes $22 million dollars a year. Customer service reps are a bunch of idiots.

They had me on the phone yesterday for an hour and never answered my question. First I asked a rep a very simple question. She said let me put you on hold why I find an answer for you. I was on hold for over 30 minutes listening to this loud, horrible music that sounded like funeral music.

I hung up and called back. I got another rep and told her what had happened. She said let me talk to that rep and see what she found out. I am on hold for another 20 minutes with the same blasting funeral music, (just what you want to hear when you are very sick.) And then, after the 20 minutes, without her coming back to answer I am hung up on.

I called back a third time, explained my situation to the rep, she put me on hold, I couldn't take that music anymore, and I hung up and never got an important question answered about if I would be covered for something. At any point during these conversations I was never angry or raised my voice. I did not give these reps any reason to be mad at me. I then called my doctor's office and asked them about my issue.

I got an answer in 30 seconds.

Also, Molina Healthcare of Washington State has a D- grade with the BBB. Please look at the three attachments, one is about Molina being fined for $600,000 by the State of Washington, the BBB report, and a website report Molina's CEOs yearly salary.

View full review
Cons:
  • Poor customer service
  • State of washington fines them six hundred thousand dollars
  • Chief executive officer makes twenty two million dollars a year

User's recommendation: Sign with a different insurance company!

Anonymous
map-marker Sammamish, Washington

Worst insurance I have ever had the displeasure of using.

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Sure, they claim a small co-pays for a doctor visit, but what they don't tell you is that if you doctors office is located in a facility like a hospital, they won't cover any facility charges. Where exactly are you supposed to see your doctor if not in their office?

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User's recommendation: Ran away as fast as you can and find something else.

David B Msp

NEVER able to talk to human

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Molina Healthcare is OVERPRICED Obamacare and is USELESS.

Copays for EVERYTHING plus SPENDDOWNS.

Cannot afford to use, DISQUALIFIED from free clinics

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Preferred solution: Talk to human who cares and can explain OVERPRICED services.

User's recommendation: Warning AVOID

Arin O Qal

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Claims

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Updated by user Mar 23, 2024

Still calling around they are terrible

Original review Mar 15, 2024
This is most ridiculous story, I came back from vaction two months later from November to late January. I got a notice I owe this company I said ok.

It was for 800 dollars. I pay for premium 128 a month for my new plan. I talked to their people for twenty hours first week of February. None of them helped me through it.

They first on call center third party blah blah, then said I was okay would not have to worry about it. They said it was from adjustments from years ago. I said ok... IT MADE NO SENSE in this case I did what I must filed on Market place against them.

Now the feds are looking at them because they told me it was from 2021 year the 800 bucks. I paid them what they did was put the balance on me because they were trying cover up fact under mis. Payments thats what one of the reps said. I also am still dealing with I get shadow calls from the company still false word that they will give me money back that they got it from a payment yet I already paid them years ago.

Insurance companies should get in trouble with these false and unethical behaviors. This company lost me as a human being and customer. Don't trust them and find a simple company that will pay for your stuff. It's very bad customer service along with not treating people with disabilities correctly.

They cover up alot of stuff but they never made an effort to fix it. I hope they get audited by feds.
I run Ethical organization called World Wide Love and Consulting LLC
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Loss:
$800

Preferred solution: Full refund

User's recommendation: Stay away

Laurel D Zhi

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Verified Reviewer

On hold for 25 minutes and gave up.

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Updated by user Mar 11, 2024

My overall experience with Molina has felt convoluted / hit-and-miss which creates a sense of unease now when using their services, “Am I going to get the help I need in the way I need it or am I not?” now runs through my mind with each potential interaction.

Original review Mar 07, 2024

If you are the customer service professional I know you are, please continue to press your leadership for more customer service support team members. You deserve that help and so do consumers.

A five minute wait is the longest anyone should have to spend on hold, especially for the amount customers pay for insurance; Waiting 25 minutes is completely unacceptable.

View full review
Pros:
  • Insurance coverage
Cons:
  • United states healthcare is an abomination

User's recommendation: Proceed with eyes open. Know your coverage.

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Deborah P Pud

This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ

Verified Buyer
|

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Terrible, Terrible, Terrible--Do NOT Trust Them

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Contains 1 confidential file for company representatives
Updated by user Oct 27, 2023

My resources are very limited...so, right now, nothing has changed.

Original review Sep 16, 2023
Constant, CONSTANT blocking of medicines and treatments that my Doctors proscribed. I have a condition that makes it nearly impossible to function without my medication.

My Healthcare Professional didn't want me on immune-suppressants anymore, due to the side effects. I lost an entire year (2022) of work due to them refusing to cover the replacement medication.

The resulting damage seems to be permanent.
In addition, the lists of approved healthcare pros they provided were nearly impossible to navigate, due to most of the providers no longer being part of their network. (Their phone reps are decent, but harried.)
Some of the literature I received from them all but begs you to "understand" their position as a business.
Molina (and ALL health insurance companies), an individual suffering from ill health absolutely, positively does NOT care about your "bottom line."
They are hurting, sick, injured and need to heal.
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User's recommendation: Find another company to work with, for your own sake.

2 comments
Guest

What reason are they giving for not covering the treatment your doctor ordered?

Deborah P Pud
reply icon Replying to comment of Guest-2389274

In order to explain this, I will need to give you some details: (Somewhat annotated.) Molina were made aware that I suffer from spongiatic dermatitus. If you have it, your skin doesn't just dry out & become itchy, although you get that, too.

Fluid builds up under your skin, and eventually, your skin stops snapping back into place when you stretch it. Methotrexate (an immune-suppressant) is fairly cheap, and I was on it for years. The side-effects of immune-suppressants are pretty grim, tough. The replacement treatment is expensive.

Molina treated the situation as though I merely had some severe eczema, and demanded I go on topical steriods, instead. Except, I've already been on nearly all of them, and for me, their usefulness is minimal.

They refused no fewer that four times. I was pretty out-of-it by the end.

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James M Rho

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

They have been so good to me, many, many times over.

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Molina Healthcare - They have been so good to me, many, many times over.

No complaint. Praise.

I wish every government agency ran as well. They really care about their consumer.

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Pros:
  • Are people friendly

User's recommendation: Molina is the best.

Samantha W Mvs

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

So others don't sign up for it

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I would rate them as zero if it was possible. This is the worst health insurance I've ever had in my life.

Every time you call you get transferred to somebody else, when the person picks up you have to restate everything that you just told the first agent. As soon as things get tricky or they don't have an answer for you suddenly the call drops and you do not receive a call back. You could speak to five different representatives in the member services and get a different answer every time. When you do speak to a supervisor it's a 50-50 chance that they can answer your question.

You would think improvements would be made by now. I don't want to call you to resolve this because there's not a damn thing that's going to be done.

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Preferred solution: Refunded the money that's claimed to have been refunded

About

Summary

Molina Healthcare, a fortune 500 company, has grown into one of the leaders in providing quality healthcare for financially vulnerable individuals and families. Currently, Molina Healthcare arranges for the delivery of healthcare services or offers health information management solutions for nearly 4.3 million individuals and families who receive their care through Medicaid, Medicare and other government funded programs in 15 states. Molina Healthcare began 30 years ago in a small medical clinic in Long Beach, California. Molina Healthcare contracts with state governments and serves as a health plan providing a wide range of quality health care services to families and individuals who qualify for government-sponsored programs, including Medicaid and the State Children's Health Insurance Program SCHIP.

Molina Healthcare reviews and complaints

Molina Healthcare is ranked 303 out of 2295 in Insurance category

Area Served

USA, Asia

Payment Methods

VISAAmerican ExpressMasterCard

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