Anonymous
map-marker Sammamish, Washington

Worst insurance I have ever had the displeasure of using.

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Sure, they claim a small co-pays for a doctor visit, but what they don't tell you is that if you doctors office is located in a facility like a hospital, they won't cover any facility charges. Where exactly are you supposed to see your doctor if not in their office?

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User's recommendation: Ran away as fast as you can and find something else.

Donald R Gja

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Verified Reviewer

Idiot Customer Service Reps

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Molina Healthcare - Idiot Customer Service Reps
Molina Healthcare - Idiot Customer Service Reps - Image 2
Molina Healthcare - Idiot Customer Service Reps - Image 3
Original review Mar 14, 2024

As you read this, please keep in mind that the CEO of Molina Healthcare makes $22 million dollars a year. Customer service reps are a bunch of idiots.

They had me on the phone yesterday for an hour and never answered my question. First I asked a rep a very simple question. She said let me put you on hold why I find an answer for you. I was on hold for over 30 minutes listening to this loud, horrible music that sounded like funeral music.

I hung up and called back. I got another rep and told her what had happened. She said let me talk to that rep and see what she found out. I am on hold for another 20 minutes with the same blasting funeral music, (just what you want to hear when you are very sick.) And then, after the 20 minutes, without her coming back to answer I am hung up on.

I called back a third time, explained my situation to the rep, she put me on hold, I couldn't take that music anymore, and I hung up and never got an important question answered about if I would be covered for something. At any point during these conversations I was never angry or raised my voice. I did not give these reps any reason to be mad at me. I then called my doctor's office and asked them about my issue.

I got an answer in 30 seconds.

Also, Molina Healthcare of Washington State has a D- grade with the BBB. Please look at the three attachments, one is about Molina being fined for $600,000 by the State of Washington, the BBB report, and a website report Molina's CEOs yearly salary.

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Cons:
  • Chief executive officer makes twenty two million dollars a year
  • Poor customer service
  • State of washington fines them six hundred thousand dollars

User's recommendation: Sign with a different insurance company!

David B Msp

NEVER able to talk to human

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Molina Healthcare is OVERPRICED Obamacare and is USELESS.

Copays for EVERYTHING plus SPENDDOWNS.

Cannot afford to use, DISQUALIFIED from free clinics

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Preferred solution: Talk to human who cares and can explain OVERPRICED services.

User's recommendation: Warning AVOID

Arin O Qal

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Verified Reviewer

Claims

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This is most ridiculous story, I came back from vaction two months later from November to late January. I got a notice I owe this company I said ok.

It was for 800 dollars. I pay for premium 128 a month for my new plan. I talked to their people for twenty hours first week of February. None of them helped me through it.

They first on call center third party blah blah, then said I was okay would not have to worry about it. They said it was from adjustments from years ago. I said ok... IT MADE NO SENSE in this case I did what I must filed on Market place against them.

Now the feds are looking at them because they told me it was from 2021 year the 800 bucks. I paid them what they did was put the balance on me because they were trying cover up fact under mis. Payments thats what one of the reps said. I also am still dealing with I get shadow calls from the company still false word that they will give me money back that they got it from a payment yet I already paid them years ago.

Insurance companies should get in trouble with these false and unethical behaviors. This company lost me as a human being and customer. Don't trust them and find a simple company that will pay for your stuff. It's very bad customer service along with not treating people with disabilities correctly.

They cover up alot of stuff but they never made an effort to fix it. I hope they get audited by feds.

I run Ethical organization called World Wide Love and Consulting LLC

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Loss:
$800

Preferred solution: Full refund

User's recommendation: Stay away

Laurel D Zhi

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Verified Reviewer

On hold for 25 minutes and gave up.

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Updated by user Mar 11, 2024

My overall experience with Molina has felt convoluted / hit-and-miss which creates a sense of unease now when using their services, “Am I going to get the help I need in the way I need it or am I not?” now runs through my mind with each potential interaction.

Original review Mar 07, 2024

If you are the customer service professional I know you are, please continue to press your leadership for more customer service support team members. You deserve that help and so do consumers.

A five minute wait is the longest anyone should have to spend on hold, especially for the amount customers pay for insurance; Waiting 25 minutes is completely unacceptable.

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Pros:
  • Insurance coverage
Cons:
  • United states healthcare is an abomination

User's recommendation: Proceed with eyes open. Know your coverage.

Deborah P Pud

This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ

Verified Buyer
|

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Verified Reviewer
| map-marker Las Vegas, Nevada

Terrible, Terrible, Terrible--Do NOT Trust Them

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Molina Healthcare - Terrible, Terrible, Terrible--Do NOT Trust Them
Updated by user Oct 27, 2023

My resources are very limited...so, right now, nothing has changed.

Original review Sep 16, 2023
Constant, CONSTANT blocking of medicines and treatments that my Doctors proscribed. I have a condition that makes it nearly impossible to function without my medication.

My Healthcare Professional didn't want me on immune-suppressants anymore, due to the side effects. I lost an entire year (2022) of work due to them refusing to cover the replacement medication.

The resulting damage seems to be permanent.
In addition, the lists of approved healthcare pros they provided were nearly impossible to navigate, due to most of the providers no longer being part of their network. (Their phone reps are decent, but harried.)
Some of the literature I received from them all but begs you to "understand" their position as a business.
Molina (and ALL health insurance companies), an individual suffering from ill health absolutely, positively does NOT care about your "bottom line."
They are hurting, sick, injured and need to heal.
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User's recommendation: Find another company to work with, for your own sake.

2 comments
Guest

What reason are they giving for not covering the treatment your doctor ordered?

Deborah P Pud
reply icon Replying to comment of Guest-2389274

In order to explain this, I will need to give you some details: (Somewhat annotated.) Molina were made aware that I suffer from spongiatic dermatitus. If you have it, your skin doesn't just dry out & become itchy, although you get that, too.

Fluid builds up under your skin, and eventually, your skin stops snapping back into place when you stretch it. Methotrexate (an immune-suppressant) is fairly cheap, and I was on it for years. The side-effects of immune-suppressants are pretty grim, tough. The replacement treatment is expensive.

Molina treated the situation as though I merely had some severe eczema, and demanded I go on topical steriods, instead. Except, I've already been on nearly all of them, and for me, their usefulness is minimal.

They refused no fewer that four times. I was pretty out-of-it by the end.

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James M Rho

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Verified Reviewer

They have been so good to me, many, many times over.

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Molina Healthcare - They have been so good to me, many, many times over.

No complaint. Praise.

I wish every government agency ran as well. They really care about their consumer.

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Pros:
  • Are people friendly

User's recommendation: Molina is the best.

Samantha W Mvs

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Verified Reviewer

So others don't sign up for it

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I would rate them as zero if it was possible. This is the worst health insurance I've ever had in my life.

Every time you call you get transferred to somebody else, when the person picks up you have to restate everything that you just told the first agent. As soon as things get tricky or they don't have an answer for you suddenly the call drops and you do not receive a call back. You could speak to five different representatives in the member services and get a different answer every time. When you do speak to a supervisor it's a 50-50 chance that they can answer your question.

You would think improvements would be made by now. I don't want to call you to resolve this because there's not a damn thing that's going to be done.

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Preferred solution: Refunded the money that's claimed to have been refunded

Patti W Wwm

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Verified Reviewer

Denied claims

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Back a few years ago, I was unemployed and went to the Marketplace for insurance. I ended up with Molina and i consistently had problems getting my claims paid.

Eventually I went to the Texas Department of Insurance (TDI) and after 18 months, finally got my claims paid. This was an awful experience, as some of my bills got turned over to collection agencies and ruined my credit.

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Cons:
  • Hard to get claims paid
  • Few doctors accept molina insurance
Anonymous
map-marker Mason, Ohio

They are a complete waste of time

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Their website is useless. They block you constantly.

They tell you to call them for help, and they say they cant help you and they havent yet figured out how to fix their website. However, the part of their software where it comes and takes my money continues to work. It is November 2023. In the last two months I received numerous copies of claims submitted to them in 2021.

They denied probably 95% of anything routine. Dont waste your time dont waste your money.

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User's recommendation: AVOID

1 comment
Guest

We have been trying for weeks to have them find us a BH provider in our area and they cannot find one. They tell us to call BH Department which keeps hanging up on us.

Anonymous
map-marker Plainfield, Illinois

They have an urgent care as my pcp. Called to get it changes and when I got to a person and stated what I needed I was hung up on. This happened twice. I’m finding that the drs listed are not w/ them

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They hang up on you if you ask to find a pcp. Called each doctor online to switch my pcp and none of them were associated with Molina anymore.

One number was to a nursing home. They have my pcp as an urgent care center.

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User's recommendation: Find any other insurance- not this one

Sarah T Lps

To check coverage and replace provider one card

The person that helped me made my day! Got everything figured out super quick! I highly recommend the person that helped me!

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ekin s Rnp

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Verified Reviewer

Emergency coverage

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Molina refuse to pay in-network rate for out-of-network emergency ambulance provider after months of appeal. What's the point of insurance if you won't pay for emergency services.

Save money and headache. Find a different insurance provider at all cost!

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Loss:
$2100

Preferred solution: Price reduction

User's recommendation: Find any other medical provider

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Tylia A

My son new diagnosis

I need to speak to a representative to about my son being diagnosed. Can you please call 678/907/4966

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Jailin Mpm

Prior authorization

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Still has been reviewed my authorization been 15 days and they keep giving me the run arounds very upsetting and place on hold for over 5 minutes waiting for supervisor

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Preferred solution: My authorization

User's recommendation: No no no

Selena C Ucu

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Verified Reviewer

New new Molina ID card

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Hello,

I am writing to you because I was hoping to get a replacement insurance card. I will be starting therapy and need my card to show proof of my insurance.

Thank you

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Preferred solution: New Molina replacement card

About

Summary

Molina Healthcare, a fortune 500 company, has grown into one of the leaders in providing quality healthcare for financially vulnerable individuals and families. Currently, Molina Healthcare arranges for the delivery of healthcare services or offers health information management solutions for nearly 4.3 million individuals and families who receive their care through Medicaid, Medicare and other government funded programs in 15 states. Molina Healthcare began 30 years ago in a small medical clinic in Long Beach, California. Molina Healthcare contracts with state governments and serves as a health plan providing a wide range of quality health care services to families and individuals who qualify for government-sponsored programs, including Medicaid and the State Children's Health Insurance Program SCHIP.

Molina Healthcare reviews and complaints

Molina Healthcare is ranked 355 out of 2121 in Insurance category

Area Served

USA, Asia

Payment Methods

VISAAmerican ExpressMasterCard

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